Moneywise Credit Union is a financial co-operative which offers savings, loans and related services to members. Anyone who joins must be part of a "common bond", this means everyone who lives or works in the Tyne and Wear region. Credit unions are a "not for profit" organisation which means that any surplus made is reinvested into the business, any additional profit is used to pay a dividend to members.

Moneywise Credit Union has a network of local credit union collection points that offer a convenient way to deposit savings. Local credit union collection points do not provide information about loans or membership queries.

We do not provide a specialist benefit advice service but do offer Newcastle residents some general support with benefit issues. For example:

For refugees living in the West End of Newcastle Practical help, advice and advocacy are provided through daily drop-in advice sessions, run by WERS’ multi-lingual support worker and trained volunteers.

WERS also offers home visits for those who find it difficult to visit WERS’ offices, a clothing store, where good quality second-hand clothing and household items are offered free of charge and a hardship fund, providing emergency payments to clients in extreme need. Emotional support is offered through the accredited befriending scheme

Turn2us is a national charity that helps people gain access to welfare benefits, charitable grants and other financial help. www.turn2us.org.uk  has a free and easy to use Turn2us Benefits Calculator and a grants search database containing details of over 3,000 charitable funds.

Money Matters is the specialist debt advice team within the Newcastle City Council's Active Inclusion Service. They offer debt and budgeting advice to people who live in Newcastle.

Phone: 0800 1707 008 Monday - Friday, 8.30am - 4.30pm

Professionals can refer people to the service by emailing moneymatters@newcastle.gov.uk and requesting a referral form.

If you need housing advice, if you are at risk of homelessness or you are homeless and have nowhere to stay, please contact the Housing Advice Centre. Staff at the Housing Advice Centre will assess your situation and give you free confidential advice with the aim of helping you to keep your home or assisting you to find one that meets your needs.

Fair For You offers an affordable alternative to weekly payment stores. They provide low cost loans for new branded white goods, furniture such as beds, mattresses, sofas and sofa beds, pushchairs and prams at fair prices for low income households. Unlike other weekly payment stores, Fair For You do not penalise customers who choose to repay their loan early or charge expensive missed payment fees. Fair for You’s loan calculator tool lets customers check how much the loan will cost in total.

Energy Services provides energy management and advice services to the council, Your Homes Newcastle and to Newcastle's residents.

Residents of Karbon Housing can get specialist advice on welfare benefits, money advice, home energy or help finding work or training. Whether one off advice or the help of a dedicated caseworker is needed, Karbon’s dedicated team of expert advisers can help.

To self refer, you can email moneymatters@karbonhomes.co.uk, fill in a quick online form https://www.karbonhomes.co.uk/customer-area/my-money or phone 0808 164 0111 

MHM was established 30 years ago by families and carers in the North East to provide support and care for people they loved with mental health problems.

Today we have grown into a major national organisation supporting people with learning disabilities, drug and alcohol and other problems, as well as our core client group of people with mental health needs, across the UK through a range of evidence based and innovative services.

AKT in the North East supports LGBTQ+ young people (16-25) who are homeless or living in a hostile environment.

The Community Grocery Store is here to bridge the gap between food banks and supermarkets and help local residents with their weekly food shop.  If you are feeling the financial impact of rising costs on your budget then we are here to help you.  We have an annual membership of £5, its £3 a shop and you can shop up to 3 times a week”.

Gamblers Anonymous is a fellowship of men and women who share their experience, strength and hope with each other so that they may solve their common problem and help others do the same.

This site offers various aids for the compulsive gambler including a forum, a chat room, literature and most importantly a meeting finder.

Meetings are the core of Gamblers Anonymous and we have meetings every day of the week throughout England, Wales and Ulster.

Gateshead and Newcastle Homeless Service provides an assessment and treatment service for people who are homeless or who are living in insecure accommodation and who are experiencing difficulties with their mental health.

The service is for men and women over the age of 18 years who are homeless or living in insecure accommodation who require a period of assessment and treatment. In some circumstances someone aged 16-18 years old may be offered an assessment then referred to an appropriate service.

The service is provided by staff working out of Community Treatment Teams.

Our service is available for anyone aged 11 to 18 living in the UK that is worried about their own, or someone else’s gambling or money spent in gaming.

A fuel poor household is one which needs to spend more than 10% of its income on all fuel use and to heat its home to an adequate standard of warmth.

Three things that contribute to fuel poverty are: the cost of energy, the energy efficiency of your property and your household income.

At Byker Sands Family Hub we have packs containing items and information that will help you make positive changes in your home. These changes will make your home more energy efficient with the aim of reducing energy bills.

A helping hand with everyday numbers

At Changing Lives we believe that everyone deserves the opportunity to reach their potential. We are experts in working with people experiencing the most challenging of circumstances, providing holistic support to help people to go on to lead happy, fulfilling lives. We work across four – often interconnected – areas to address the most common causes of social exclusion and long-term deprivation:

• Housing and Homelessness,
• Recovery and Wellbeing,
• Women and Children,
• Employment and Training.

Action on Smoking and Health (ASH) was established in 1971 (20 January) by the Royal College of Physicians. It is a campaigning public health charity that works to eliminate the harm caused by tobacco. We do not attack smokers or condemn smoking. The organisation is headed by the Chief Executive, Deborah Arnott, and governed by a Board of Trustees. The Duke of Gloucester is our patron.

While we aim to be innovative and agenda setting in our work, our policies are always evidence based and follow a dual approach:

A Specialist service for people who's lives are affected by someone else's alcohol or drug use. PROPS can offer one to one work, peer support groups, and training around substance misuse. They also offer carer and family training, respite breaks and an emergency out of hours telephone helpline. PROPS also work with young people 11+ who have been impacted by someone else’s drug or alcohol misuse.

If you know anyone who may be affected by drug or alcohol misuse, please contact us to make a referral or alternatively we would be happy to discuss this further with you.

Dear Albert is a social enterprise which specialises in peer mentoring and making recovery more visible by bringing together existing resources. We have close links with peer support fellowships such as Smart Recovery, NA, AA and work in close collaboration with statutory funded drug and alcohol agencies, private rehabs, local authorities and substance misuse charities.  

We run a free service in Newcastle to assist people who suffer from alcoholism and drug addiction. Our 24/7 helpline allows people to phone and chat with our team of addiction counsellors regarding their own sobriety or a loved one in need of help.

Newcastle Treatment and Recovery is a dedicated service for anyone in Newcastle experiencing problems with drugs and alcohol. We are here to help you get well and stay well. We believe recovery from addiction and substance misuse is possible for everyone, and we’re here to help you achieve it. Our aim is to make recovery a reality in Newcastle – whether you’re dealing with problematic drug or alcohol use or helping support others that are.

Streetwise provide a range of health and wellbeing support services for young people aged 11 - 25 year olds. 

Young people aged 13-25 can access the full range of contraception, sexual health, C-card (free condoms), Chlamydia testing, pregnancy testing. Workers offer support around wider issues such as relationships, drugs, alcohol and any other issues facing young people. We will signpost on to other services where appropriate.

We have a counselling and mental health service offering support around mental health and well-being for young people aged 11-25. 

We provide a forum for service users and carers at George Street Social in Newcastle. The forum is an opportunity to chat and to raise any issues that you may have. It also provides a supportive place for peer led activities, training, volunteer opportunities, advocacy, and mentoring.   

If you would like to attend the forum please email: publichealthadmin@newcastle.gov.uk